Frequently Asked Questions

What rate of return can I expect from an investment/loan?

The rate of return on your investment (or loan) will be measured with at least three factors, (1) interest on the trust fund account, maintained by a AAA insurance company, will be paid on one-half of the investment at 6% to 7% per annum; (2) interest only payments will be made by the business, at least 10 percent; and (3), if an investor, you will have an equity position in the company which will bring your effective rate of return on investment to (25%) twenty-five percent.

Can I use my IRA account to invest?

YES! You may hypothecate your IRA to the trust fund account just as with cash. The same terms and conditions will govern the investment. Your IRA will remain in effect and it will generate the additional return that a cash investment will.

How long before I will begin to see a return from my investment?

It is anticipated that the prototype of the Hospital Outpatient Module will be completed within 18 months from the initial funding for this offering. Upon the completion of a working prototype, the company will begin an effort to raise $5 million to commence the test-marketing phase of the venture. The company will offer investors the option of being paid-off from those funds, or they may leave their investment for the long haul. Hence, it is likely that the principal investment and ROI will be available within 36 months from the original investment.

How will my investment be secured?

Each investment in excess of $12,500 will be protected with the use of the established trust fund account. For example, with an investment of $12,500, one-half of the investment ($6,212) will be placed in the trust fund account to be used to repay the entire principal investment to you. At the end of 12 years, and at a rate of 6 percent, the trust fund will have grown to the level of the entire $12,500 investment, which will be disbursed to you, the investor. In the meantime, you will have been getting a 10% return from the business, plus equity in the company. If your investment is less than $12,500, you will be issued shares in the company at ($1.00) one dollar per share. The one-dollar price will remain in effect until the company has raised the initial seed capital, at which time the price per share will be increased.

Can I re-invest in the business, or increase my investment?

YES! On or before your original investment has been repaid, you may increase your investment. Or, after you have been fully paid-out, you may re-invest. However, depending on the time of the re-investment, the terms and conditions may be entirely different from the original arrangement.

Can I use the trust fund for other transactions, not associated with this investment?

YES! The trust fund and its proceeds belong to you. You may use it as collateral for other transactions if you wish.

What insurance company will be used to handle my investment?

Unless you have an insurance company that you would like to use, a triple-A insurance company that is currently listed with Investors Life Services, Inc. will be used to secure your investment. Until an insurance company has been selected and engaged, the custodian of your funds will be the Eaton National Bank of Ohio.

How can I get more information about the trust fund and the people setting it up?

You may contact Investor Life Services, Inc., 825 South Cable Rd., Lima, Ohio 45805 (419) 229-0224 or (800) 295-7219, Fax: (419) 229-0161. Speak with Mr. Larry Madison, CPA. You may also view their web site at: www.investorprotector.com

If I am ready to investment, what should I do?

When you have downloaded and executed the signature pages of the Private Placement Memorandum (PPM) and the Subscription Agreement, mail (along with your invested amount)to us at: Global HOM Care Systems, 1577 N Fair Oaks Ave., Pasadena, CA 91103. You will receive your stock certificates within 14 days from the receipt of the executed documents.